About Us

As one of the leading insurance agencies in the Mid Atlantic region for Innkeepers, Heritage is providing this unique coverage to over 125 inns.

Who We Are

W

e are one of the leading insurance agency in the Mid Atlantic region for Innkeepers, providing insurance coverage for over 125 inns. We know that while you have a lot to protect, finding the right product to meet your unique needs can be difficult. Understanding that a loss could be potentially devastating, we designed a product that meets the unique and specific needs of Bed & Breakfast establishments.

We take pride in our agency. In business since 1974, we provide “service beyond the contract.“ All of our Innkeeper clients have 24-hour access, 7 days a week, 365 days a year to us. We understand that as an Innkeeper, your business operates 24 hours a day, both in season or out of season, and we are there for you.
We are charged with responsibility of protecting your assets and we take that responsibility very seriously.

The Heritage Bed and Breakfast Insurance Program

An insurance program designed to meets the unique and specific needs of Bed & Breakfast establishments.

Why Choose Us?

1. Service Beyond the Contract

We understand that as an Innkeeper, your business operates 24 hours a day, both in season or out of season. We realize that we must be as accessible as well. All of our Innkeeper clients have 24-hour access to us- 7 days a week, 365 days a year. Our special claims hotline gets you the timely help you need in the event of a claim.

2. In Business Since 1974

​Our longevity and experience in the insurance business and excellent, long-term relationships with the leading national and regional carriers led us to the start of the Heritage Bed and Breakfast Program. Today, over 70 insurance professionals will help you with all of your insurance needs.

3. One Stop Shopping

Our full-service independent insurance agency allows you the convenience of taking care of all of your insurance with us. In addition to our Bed & Breakfast program, we can help you with your personal insurance, such as automobile, recreation vehicles, boats, home- your other business needs such as business auto and workers compensation. Our life and health specialists can help you design a program to protect your family and your business with life insurance products, disability income, and individual or group health coverage.

4. Flexible Payment Plans

Payment plans are flexible to fit your budget. Installments of annual, quarterly or monthly are available.

5. Leading Insurer of B&Bs for Over 20 Years

The Heritage Bed & Breakfast program brought to you by Thomas H. Heist Insurance Agency, Inc. is a leading insurer of bed and breakfast inns in the Mid-Atlantic area for over 20 years. Our involvement in the B&B trade groups provided insight into the unique needs of the B&B owner. We worked with leading insurers to develop this specially- designed program that contains the coverage you need as a homeowner and business owner, all in one policy. And additional coverage is available to add to the program to suit your individual establishment.