A simple endorsement to your policy will pay for minor damage that may occur to the car while you are the operator.
Do you ever have to move a guest’s car from your lot, or do you offer to park the car while your guest checks in? Minor damage can sometimes occur, and you should consider adding garage-keepers liability to your B&B policy to protect you in these types of situations. Garage-keepers liability insurance will cover collision damage if you cause damage to your guest’s car while you are the operator. The cost is generally $30-$40 a year, with a coverage limit of $2,000. Check your policy today, or call your agent to discuss.